Whether in the context of inheritance tax planning or simply protecting your family against financial difficulties in the event of your untimely death, developing a proper protection portfolio should, for many, be the top wealth management priority.
Often overlooked, the loss of a main income can have very material implications for the family’s future. In building or restructuring a protection portfolio we combine both qualitative and mathematical inputs to guide clients as to what protection levels are appropriate.
We negotiate on our clients’ behalves with all of the main underwriters to establish who can offer the best proposition to our clients, not just in terms of headline initial costs but over the entire life of a protection policy. Our experience and commercial drive means that we frequently achieve better outcomes for our clients in this area than they expect.
We believe in planning, security and commercial awareness.